Party Alcohol Liability InsuranceThis program provides protection when lawsuits are brought against individuals, organizations or companies who host single/multi-day functions with alcohol service.
If your event takes place in a rented facility and a valid liquor permit or licence is in place for the service of alcohol, this is the policy you are looking for.
A liquor permit must be issued to qualify for this policy. Limits of liability are from $1,000,000 to $5,000,000 with a $500 deductible (some exceptions may apply).
Coverage included: Commercial General Liability, Host Liquor Liability, Tenant's Legal Liability ($500,000) & Non-Owned Auto.
Party Alcohol Liability is the most popular program for weddings, jack & jills, banquets, socials, dances, cocktail parties, Christmas parties, euchre nights and more.
*Annual coverage available for weekly/monthly events.
| Auto Reform Effective September 1, 2010Ontario's auto insurance reforms took effect on September 1, 2010. The reforms change the standard, mandatory auto insurance benefits package so that medical, rehabilitation and attendant care for non-catastrophic injuries are now reduced from $100,000 to $50,000. Consumers have the option to buy back up to $100,000 in coverage or higher coverage limits of up to $1.1 million.
Benefits for caregiving, housekeeping and home maintenance have been converted from mandatory to optional benefits.
The options now available under the new rules make it that much more important for consumers to learn about their auto policies. Because as a consumer you now have more choice, it is important that you speak with your insurance representative before making any decisions concerning your auto insurance.
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